Yes! There’s no penalty for paying early.
Scoot Now, and Pay Later with
Choose how you pay at your own pace
Select Affirm at the checkout
Choose payment plans from 6 weeks to 36 months
Buying with Affirm is simple
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how you pay
Pick the payment plan you like best—from 4 interest-free payments every 2 weeks to monthly payments up to months. You’ll never pay more than you agree to up front. See footer for details.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
Buy with confidence
Can I pay off my purchase early?
How do I make my payments?
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?